In difficult financial times, it can be hard to save for eternity rings. Jewellery is historically expensive, but if you know where to look and you take advantage of online retailers who can often sell at a lower price than high street jewellery stores, you can really make the most of your money.
Saving for eternity rings
The most important thing to remember is that you don’t have to buy your eternity ring straight away. It’s far better to save up the money in 529 college fund or something like that and buy the eternity ring you really want than to get into debt buying a ring just for the sake of it. When household expenses are tight, there are other things that have to take priority over jewellery, so start saving now so that you can afford an eternity ring later on.
Making the most of your budgetEternity rings can be expensive, but it’s possible to get beautiful rings at reasonable prices. There are some steps you can follow to ensure you’re getting the best choice of eternity rings for the money you have:
- Set a realistic budget – if you’ve been saving for your eternity ring, that’s great. You’ll have a dedicated budget already that’s been put aside for this purpose. If you haven’t been saving, but you have enough disposable income to go out an start looking at eternity rings, or you know you can pay it off if you put it on the credit card, then just make sure you set an upper limit so that you don’t get carried away.
- Shop around – there’s no point buying the first eternity ring you see because you have no idea whether you’re getting the best value for money or not. The best salesmen can get you to buy straight away, but if you haven’t compared prices, how do you know if you’re really getting the great deal they say you are? Be prepared to shop around and you could make your money go further.
- Look for sales – retailers may be under some pressure to sell, so you could find some good deals on eternity rings. Keep your eyes open for good sale prices, but also make sure that the eternity rings that are in the sales are the sort you’re looking for. There’s no point compromising on quality for the sake of a small discount.
- Buy online – buying eternity rings online may be the best way for you to save money and make your budget count. Online jewellers don’t have the overheads of high street stores, including shops costs and high insurance premiums. For that reason, they can often offer eternity rings at far more competitive prices. Take a look at eternity rings in your local jewellers and then see if you can find them online at a lower price.